Safe Investments

Program One

Program one for Super Conservative Investor provides capital guarantee with fixed term and fixed rate of return of up to 12% p.a. payable (or compound) quarterly. This program is straight forward purchase of Investment Grade Rated Bonds (and other "paper" with fixed future value) – as safe as a term deposit in a large bank. We have been investing in bonds successfully for almost two decades. "Bonds which are rated Aaa are judged to be of the best quality. They carry the smallest degree of investment risk and are generally referred to as "guilt edged". Interest payments are protected by a large or by an exceptionally stable margin and principal is secure. While the various protective elements are likely to change, such changes as can be visualized are most unlikely to impair the fundamentally strong position of such issues" as described by Moody’s rating agency. Maxiplan's preferred range is between Aaa and A1 by Moody's. The capital guarantee is provided by the type of investments, namely Investment Grade rated "paper". This is good as a passive income/annuity and as a Pension Savings Account for individuals and/or Self Managed Pension Funds.

Click Here for some examples of compound returns using a range of rates of return.